How to Get Funded for $149: The5ers' Limited-Time Summer Offer — A Complete Guide to the 2026 Summer Plan
An evaluation account blown on just one bad day is one of the greatest frustrations any trader faces when seeking funding. High costs of entry only add to that sting — and that's where The5ers' 2026 Summer Plan comes in.
This guide breaks down the pricing tiers, evaluation models, scaling framework, payout structure, and how the offer compares to established competitors like FTMO, so you can decide whether this is the right route to a funded account this summer.
What Is The5ers Summer Plan and Why It Matters for Traders in 2026
The Summer Plan is a time-bound promotional offer by The5ers that gives traders the ability to start a $100,000 funded account for an initial fee of just $149 — one of the lowest price entries for a six-figure prop firm account in the market. This discounted pricing arrives to mark The5ers' 10th anniversary.
For traders, the significance goes beyond the discount itself. A lower evaluation fee reduces the financial pressure that often leads to overtrading or rule violations during a challenge. The Summer Plan also permits overnight holding, allows traders to run multiple accounts simultaneously, and includes a one-trade pass option on select tiers — three features that directly address common complaints about rigid, single-attempt evaluation structures elsewhere in the industry.
Breaking Down the Summer Plan Pricing Tiers: From $149 Entry to $100K Funded Accounts
The Summer Plan is built around three separate entry paths, each leading to the same $100,000 account size but differing in evaluation structure, profit target sequencing, and one-time fee:
| Plan | Structure | Profit Target(s) | One-Time Fee |
|---|---|---|---|
| 1-Step | Single phase | 10% | $249 |
| 2-Step 10/5 | Two phases | 10% then 5% | $149 |
| 2-Step 8/5 | Two phases | 8% then 5% | $179 |
Across all three tiers, the daily loss limit is set at 3% of the account's end-of-day equity or balance, whichever is higher, and the maximum loss is 6% on the 1-Step plan or 10% on the 2-Step variants. The 2-Step plans carry no consistency requirement during the evaluation phases, while the 1-Step plan applies a 50% per-day consistency rule from the start.
How the Summer Plan Compares to Standard The5ers Programs and Industry Benchmarks
Outside of the Summer Plan window, The5ers' standing lineup includes the Bootcamp (3-step), High Stakes (2-step), and Hyper Growth (1-step) programs, which carry standard pricing closer to what's typical across the industry for six-figure accounts. The Summer Plan's $149–$249 range represents a meaningful discount against those standard tiers and against comparable $100,000 evaluations at other firms, several of which price similar accounts well above $500 based on publicly available fee schedules.
Note: This is a limited-time offer. The discounted $149 entry point for the $100,000 funded account will be gone once the Summer Plan promotional window closes.
The5ers Evaluation Models Explained: 1-Step, 2-Step 10/5, and 2-Step 8/5
Each Summer Plan path balances speed, cost, and risk tolerance differently:
- ●1-Step — Designed for traders who want to reach funded status in as little as a single qualifying trade, provided the profit target and risk parameters are respected.
- ●2-Step 10/5 — Splits the total 10% target across two phases, trading a higher first-phase target against the lowest entry price in the promotion.
- ●2-Step 8/5 — Splits the target across two phases with a lower per-phase target, against a slightly higher fee.
Which Summer Plan Evaluation Fits Your Trading Style and Risk Tolerance?
- ●High-conviction, infrequent traders who want to avoid paying twice for a two-phase structure tend to fit best with the 1-Step Plan, since it converts directly to a funded account once the 10% target is hit.
- ●Traders who prefer spreading risk across more sessions, and who want the widest available drawdown buffer during evaluation, are generally better suited to the 2-Step 10/5 Plan, which carries a 10% maximum loss limit versus the 1-Step's 6%.
- ●The 2-Step 8/5 Plan sits in between — a lower first-phase target for a modest fee increase over the 10/5 option.
Profit Targets, Drawdown Rules, and Consistency Requirements Across All Three Tiers
All tiers share the 3% daily loss limit, calculated against the larger of end-of-day equity or balance. The 1-Step Plan imposes a 50% daily consistency rule in both evaluation and funded stages, capping maximum daily gains at 50% of total profits available for distribution or account scaling. The 2-Step Plans carry no consistency restriction during the evaluation stage, giving traders more freedom to spread gains over time.
Scaling Your Way From $100K to $4M: The5ers Account Growth Framework
Within the Summer Plan, funded accounts scale from $100,000 up to $175,000 through a series of 10% balance targets, with each milestone maintaining the same 75%/25% profit split. This is a shorter scaling ladder than The5ers' flagship Hyper Growth program, which is publicly documented as extending scaling opportunities up to $4,000,000 for traders who continue to hit milestone targets over a longer horizon.
Traders who complete the Summer Plan can use it as an entry point into that broader account-growth framework, rather than treating the $175,000 ceiling as a hard limit.
Milestone-Based Scaling Mechanics
Each time a funded Summer Plan account reaches its 10% balance target, the account size steps up: $100,000 → $125,000 → $150,000 → $175,000. Each step carries the same profit share, rewarding consistent performance with larger capital allocations rather than requiring a new evaluation.
Why The5ers' No-Time-Limit Structure Supports Long-Term Trader Development
Both the evaluation and funding phases through the Summer Plan carry no maximum trading period, removing time pressure to rush toward a profit target. This unlimited trading window aligns with The5ers' broader positioning around long-term trader development, letting traders wait for high-quality setups instead of trading defensively against a clock.
Payout Systems, Profit Splits, and Withdrawal Reliability at The5ers
Summer Plan funded accounts are paid on a biweekly cycle, with a minimum withdrawal threshold of $250 and a payout cap of $2,000 per cycle on the funded stage. The profit share is 75%/25% in the trader's favor, with a 10% hub-credit bonus awarded upon reaching funded status.
Biweekly Payouts and First Withdrawals
On the two-step Summer Plan paths, traders receive 10% in hub credits upon passing the first phase and 20% upon passing the second, with 70% of the original entry fee refunded at the third profit payout. This staged refund structure means the practical cost of the evaluation decreases over time for traders who progress consistently through the funded stage.
How The5ers' Commission Rebate Program Reduces Trading Costs
The5ers also offers a commission rebate program intended to reduce transaction costs from spreads and per-lot commissions. Traders using high-frequency or high-volume strategies should confirm current rebate terms directly with The5ers, as promotional programs are subject to change without notice.
How The5ers Stacks Up Against Competing Prop Firms in 2026
The5ers enters 2026 as one of the longer-tenured firms in the category, having operated continuously since 2016. That track record is worth weighing alongside pricing and rules, since evaluation terms alone don't capture differences in operational stability or payout consistency over time.
The5ers vs. FTMO: Pricing, Structure, and Scaling Compared
| Factor | The5ers (Summer Plan) | FTMO (Standard 2026) |
|---|---|---|
| Entry fee ($100K tier) | $149–$249 | Several hundred dollars, varies by evaluation type |
| Evaluation steps | 1-Step or 2-Step | 1-Step or 2-Step Challenge |
| Profit split | 75%/25%, scaling ladder | 80/20 base, scaling to 90/10 |
| Max scaling ceiling | $175K (Summer Plan); up to $4M via Hyper Growth | Up to $2M via Scaling Plan |
| Time limit | Unlimited | Unlimited |
| Founded | 2016 | 2014/2015 |
The comparison shows two firms with genuinely different structural philosophies rather than a simple better-or-worse split. FTMO's $2M scaling ceiling and established 80/20-to-90/10 profit split reflect a well-documented, long-running scaling pathway. The5ers' Summer Plan, by contrast, is built around lower entry pricing and a more granular, milestone-driven scaling ladder — backed by its own decade of continuous operation and a broader Hyper Growth pathway extending well beyond the $175,000 Summer Plan ceiling.
The5ers vs. Newer Prop Firms: Durability and Track Record
Newer entrants to the prop trading space frequently compete on price or aggressive marketing claims, but lack a multi-year public record of processing payouts and maintaining stable rules. With 2026 marking The5ers' 10 years in business, traders can weigh a larger body of publicly observable behavior before committing to an evaluation fee — a meaningful factor in an industry known for firm closures and abrupt rule changes.
Step-by-Step Guide: Signing Up, Passing Evaluation, and Getting Your First Payout
From Account Selection to Funded Status
- ●Choose between the 1-Step, 2-Step 10/5, or 2-Step 8/5 path based on trading style and budget.
- ●Register the account through The5ers' trading hub.
- ●Work toward the applicable profit target while respecting daily and maximum loss limits.
- ●Pass the evaluation to move directly to funded status — the hub-credit bonus applies immediately.
- ●Biweekly payouts begin once the account reaches the $250 minimum withdrawal threshold.
Common Mistakes That Cause Evaluation Failures
- ●Breaching the daily loss limit on a volatile session — often from misjudging how the limit is calculated against end-of-day equity or balance.
- ●Overlooking the 50% consistency rule on the 1-Step Plan, which can disqualify an evaluation if one exceptional day accounts for more than half of total profits.
Tip: Reduce both risks by sizing positions conservatively relative to the 3% daily limit and spreading profit generation across multiple sessions rather than concentrating gains in one trade.
Summary
The5ers' 2026 Summer Plan reduces the price of entry to a $100,000 funded account to just $149, balancing three evaluation paths — fast, cheap, and flexible on drawdown. The unlimited time limit, milestone-based scaling up to $175,000, and staged refund/hub-credit system make the Summer Plan an especially accessible entry point compared to industry standards — even against long-term players like FTMO. Backed by a decade of operational history, it stands out as a comparatively low-risk opportunity to get funded this summer.
*For more prop firm comparisons, scaling guides, and trader education, explore Prop Firm Insider.