The5ers Payout Process: How Bi-Weekly Withdrawals Work From Start to Finish

A prop firm evaluation is only one part of the trading journey. For many traders, the more important question comes after reaching the funded stage: How does the payout process actually work, and when can profits be withdrawn?

For The5ers traders, the standard withdrawal cycle begins once the account reaches the funded stage. According to The5ers’ current withdrawal policy, the first withdrawal can generally be requested 14 days after the funded account is activated, with subsequent requests available every two weeks from the last approved withdrawal. A minimum of $150 in profit is required for a standard withdrawal request.

That sounds straightforward, but several details matter. Account scaling can reset the 14-day timer, open trades must be closed before submitting a payout request, withdrawal methods have different limitations and fees, and some program-specific rules can differ from the general payout policy.

This guide explains the entire The5ers payout process step by step, from becoming funded to receiving a withdrawal, while also examining how payouts interact with scaling, risk management, profit splits, and long-term account growth.

Important: The5ers operates multiple programs, and payout conditions can differ between programs. The rules below are based on The5ers’ public information available in 2026 and should be checked against the specific program terms applicable to an individual account.

The5ers Payout Rules in 2026: When Can You Request a Withdrawal?

The most important rule is simple: The5ers payouts are available at the funded stage, not during the evaluation.

For its standard withdrawal policy, The5ers states that traders can request their first payout 14 days after their funded account is activated. After that, withdrawal requests can generally be made every two weeks from the last approved withdrawal. A minimum profit of $150 is required before requesting a payout.

How long do you have to wait for your first The5ers payout?

The first standard withdrawal becomes available 14 days after the funded account is activated, assuming the applicable profit requirement has also been met.

This distinction is important because the payout clock does not begin when a trader purchases a challenge or starts an evaluation. The trader must first complete the applicable evaluation and reach the funded stage.

The5ers’ current public withdrawal policy also states that subsequent requests can be submitted every two weeks from the last approved withdrawal.

In practical terms, the basic sequence looks like this:

1. ●Complete the relevant evaluation or funding process.
2. ●Receive the funded account.
3. ●Trade while following the program’s risk and trading rules.
4. ●Reach at least $150 in profit for a standard withdrawal.
5. ●Wait until the applicable 14-day eligibility period is reached.
6. ●Close open trades.
7. ●Submit the withdrawal request through the Hub.
8. ●Complete any required payment or verification information.
9. ●Wait for processing and payment.

The first payout therefore should not be viewed as an automatic payment simply because the account is profitable. Eligibility depends on the specific account status, timing, profit threshold, and applicable program rules.

What profit and funded-account requirements must you meet before withdrawing?

For The5ers’ general withdrawal policy, the account must be at the funded stage, and the trader must have generated at least $150 in profit before submitting a standard payout request.

The5ers also states that all open trades must be closed before a withdrawal request is submitted. Traders should therefore check their positions before opening the withdrawal form.

There is another important distinction for traders researching The5ers in 2026: program-specific payout rules can differ.

For example, The5ers’ High Stakes payout policy says that withdrawals are unavailable during the two-phase evaluation and become available once the trader is fully funded and has generated at least $150 in profit.

The Futures program has its own requirements. The5ers currently states that a funded Futures account must be at least 14 days old and reach at least 4% profit based on the initial account balance before a payout can be requested.

That means traders should avoid assuming that every The5ers account follows exactly the same withdrawal formula.

The5ers Bi-Weekly Payout Cycle Explained Step by Step

The phrase “bi-weekly payout” is often misunderstood. In The5ers’ current policy, it refers to a 14-day withdrawal cycle rather than an automatic payment arriving every 14 days regardless of account activity.

Once eligible, the trader requests the payout through the Hub. The withdrawal is then processed according to The5ers’ procedures and the selected payment method.

How does the 14-day payout cycle work after your funded account is activated?

The first 14-day period starts from the activation of the funded account under The5ers’ standard withdrawal policy.

After the first approved withdrawal, the next withdrawal window is generally calculated from that approved withdrawal rather than simply following the calendar date of the previous request. The5ers states that subsequent withdrawal requests can be made every two weeks from the last approved withdrawal.

A simplified example illustrates the process:

This is an illustration of the timing structure, not a guarantee that every payout will arrive on a particular calendar day.

The5ers states that approved withdrawal requests are typically processed within up to three business days. However, additional information may be requested, and a payout marked “Pending Approval” can be undergoing a risk review. The5ers says such reviews usually take 24–48 business hours, excluding weekends and holidays.

What happens to the payout timer when your account is scaled?

Scaling is one of the most important details in The5ers’ payout system.

The5ers states that the 14-day payout timer resets whenever the account is scaled.

This means a trader who reaches a scaling milestone should not assume that the existing withdrawal countdown continues uninterrupted.

The practical sequence can look like this:

Funded account → trading profit → scaling milestone → account scaled → payout timer reset → new 14-day cycle

This creates an important planning consideration. A trader may need to balance the desire to withdraw profits with the timing of an upcoming scaling milestone.

At the same time, The5ers says withdrawals themselves do not affect account scaling.

That distinction matters:

• ●Scaling can reset the payout timer.
• ●Taking a payout does not stop scaling.

For traders focused on long-term account development, understanding those two rules is more useful than simply memorizing the phrase “bi-weekly payout.”

How to Request a The5ers Payout Through the Hub

The actual withdrawal request is submitted through the trader’s The5ers Hub.

The process is designed to keep the payout request connected to the account and selected payment method rather than requiring a separate manual process for every withdrawal.

Where do you submit a The5ers payout request?

The5ers says traders can request a payout through the Hub using the “Withdrawal” button.

Before submitting, traders should check:

• ●Current account balance
• ●Available profit
• ●Account status
• ●Whether the 14-day requirement has been satisfied
• ●Whether open positions remain
• ●Selected withdrawal method
• ●Payment details
• ●Minimum withdrawal requirement
• ●Any applicable commission

The5ers specifically instructs traders to close all open trades before submitting a payout request and to double-check withdrawal details. It also states that a payout cannot be split between two different withdrawal methods.

That makes the final pre-submission check particularly important.

What information should traders check before submitting a payout request?

The payment details depend on the method selected.

For example, The5ers states that Rise withdrawals are sent to the trader’s Rise Works account, and the Rise email must match the email associated with the The5ers account.

Crypto withdrawals require the appropriate wallet information, including the wallet address, cryptocurrency, and network. The5ers currently lists USDT on TRC20, USDC on ERC20, ETH, and LTC among its supported crypto options.

Because crypto transactions can be difficult or impossible to reverse after being sent, checking the wallet address and network before submission is especially important.

The same principle applies to bank transfers: account and banking information should be checked carefully before the request is submitted.

The5ers Payout Methods, Fees, and Processing Times

The5ers currently lists four payout options for its general withdrawal process:

1. ●Rise
2. ●Cryptocurrency
3. ●Bank transfer
4. ●Hub Credits

The first three carry a stated 3.5% commission, while Hub Credits do not have a commission but cannot be withdrawn as cash.

Does The5ers pay through Rise, crypto, bank transfer, and other supported methods?

Yes. The5ers currently supports Rise, cryptocurrency, bank transfers, and Hub Credits for the payout process.

Here’s the basic comparison:

The5ers also currently states a $1,500 limit per crypto withdrawal on its general withdrawal information. Its separate crypto FAQ says withdrawals below $1,500 may be processed directly through crypto, while larger amounts are paid through Rise.

These conditions make the payment method more than a personal preference. Traders should consider the fee, processing route, transfer limits, and their ability to receive the selected payment type.

How long does a The5ers withdrawal take and what fees apply?

The5ers says approved withdrawal requests are typically processed within up to three business days.

That does not necessarily mean the funds will appear in a trader’s bank account or payment wallet within exactly three business days. The payment provider or receiving bank can introduce additional processing time.

Bank transfers are a particularly clear example. The5ers states that bank-transfer timing and limits vary according to the receiving bank’s processing conditions, and additional bank fees may apply.

For the standard methods, the stated commission is 3.5%.

For example, if a trader requests a hypothetical $1,000 payout through a method subject to a 3.5% commission:

$1,000 × 3.5% = $35

The amount remaining after that commission would be $965, before any additional receiving-bank or external payment costs.

This calculation is only an illustration. Traders should use the actual amount and fee displayed during their withdrawal request.

The5ers Payouts, Profit Splits, and Account Scaling

A payout should not be viewed in isolation from the account’s broader risk structure.

The trader’s decision to withdraw profits can affect the amount of capital remaining in the account, while scaling can change the account’s size and reset the payout timer.

How do withdrawals interact with The5ers account scaling and future growth?

The5ers explicitly states that withdrawals do not affect the scaling of the account.

That is an important structural feature because it separates two concepts:

Payout: removing eligible profits from the account.

Scaling: increasing the account according to the applicable program’s scaling rules.

For example, The5ers’ High Stakes program currently describes scaling based on reaching specified profit milestones, with the published plan showing progression toward larger account balances and changing profit-share arrangements at higher levels.

The exact scaling mechanics depend on the program.

The current High Stakes information, for example, shows 80%–100% profit-share levels and scaling targets based on 10% milestones. At higher account levels, the published structure includes higher profit-share percentages and fixed monthly payout amounts at specified balances.

This is why traders should examine the specific program rather than treating “The5ers payout” as one universal product.

Should you withdraw profits or leave them in the account?

There is no universally correct answer.

A trader deciding between withdrawing profits and leaving them in the account should consider:

• ●The account’s drawdown structure
• ●Upcoming scaling milestones
• ●Current profit cushion
• ●Personal cash-flow requirements
• ●Risk tolerance
• ●Program-specific rules
• ●The effect of withdrawing capital on the remaining account balance

The5ers specifically notes in its High Stakes payout policy that traders can choose to keep profit in the account, which increases the maximum drawdown amount.

This can make retained profits useful as a buffer, depending on the account’s rules.

However, retaining more money in an account should not automatically be interpreted as taking more trading risk. The appropriate position size should still be determined by the account’s drawdown limits and the trader’s risk-management framework.

A disciplined trader can therefore think about payouts as part of capital management rather than simply as a reward for making money.

The5ers Payout Problems: Common Delays and Compliance Checks

A payout marked as pending does not automatically mean something has gone wrong.

The5ers states that a payout marked “Pending Approval” is being reviewed by its Risk Team. The company says this review usually takes 24–48 business hours, excluding weekends and holidays.

Why might a The5ers payout require additional information or take longer to process?

The5ers states that its support team may contact a trader if additional information is required.

Potential causes of delay can therefore include:

• ●Risk review
• ●Missing information
• ●Incorrect payment details
• ●Bank processing
• ●Payment-provider processing
• ●Weekend or holiday timing
• ●Additional account checks

The correct response is generally to check the withdrawal status in the Hub and follow any instructions provided by The5ers rather than repeatedly submitting new requests.

The5ers also provides a withdrawal-status area through the Hub where traders can check their withdrawal requests and their current status.

What payment and account details should traders verify before requesting a withdrawal?

A final checklist can prevent avoidable problems.

Before submitting a payout, verify:

1. Account status

Confirm that the account is funded and eligible for withdrawal.

2. Profit threshold

For the general withdrawal policy, confirm that at least $150 in profit has been generated. Program-specific requirements may be different.

3. Timing

Check that the applicable 14-day withdrawal window has opened.

4. Open trades

Close open trades before submitting the request, as required by The5ers’ withdrawal policy.

5. Payment details

Check the bank information, Rise email, or crypto wallet and network.

6. Withdrawal method

Remember that the general payout commission is 3.5% for Rise, crypto, and bank transfers.

7. Scaling status

If the account has recently scaled, check the new payout eligibility date because the 14-day timer may have reset.

This simple checklist can make the withdrawal process more predictable.

How The5ers Payouts Fit Into Long-Term Trader Development

A payout system is not just an administrative feature. It can influence how traders manage risk, profits, and psychological pressure.

For a trader who has spent weeks trying to pass an evaluation, reaching a funded account can create a temptation to increase risk quickly. The possibility of regular withdrawals can instead encourage a more structured approach.

The most sustainable framework is usually to separate three objectives:

Protect the account.

The account’s drawdown rules should remain the primary risk constraint.

Build consistent performance.

A profitable period should not automatically lead to larger position sizes. Risk should remain aligned with the strategy.

Withdraw strategically.

Payouts can turn trading profits into realized funds while reducing the temptation to treat unrealized account equity as available spending money.

The5ers’ current programs also place considerable emphasis on scaling. Its High Stakes program, for example, publishes scaling milestones and higher profit-share levels as the account progresses.

Its Growth program likewise describes scaling through profit milestones, with published account-growth pathways reaching substantially larger balances.

For traders interested in long-term account development, these structures make it useful to think beyond the first payout.

The bigger question becomes:

How can profits be withdrawn without compromising the trading process required to reach the next sustainable milestone?

That is ultimately a risk-management question, not simply a payout question.

A Simple The5ers Payout Workflow for Traders

For readers who want the process condensed into one checklist, the standard workflow is:

Step 1: Reach the funded stage

Evaluation profits generally cannot be withdrawn. The payout process begins once the account reaches the applicable funded stage.

Step 2: Trade within the program rules

Continue following the account’s drawdown, trading, consistency, and other applicable requirements.

Step 3: Meet the payout threshold

For the general withdrawal policy, the minimum profit is $150. Some programs, including Futures, have different requirements.

Step 4: Wait for the payout window

The first standard withdrawal is available 14 days after funded-account activation. Later withdrawals generally follow a two-week cycle from the last approved withdrawal.

Step 5: Close open trades

The5ers requires open trades to be closed before a payout request is submitted.

Step 6: Open the Withdrawal section

Submit the request through the The5ers Hub.

Step 7: Choose a payment method

Select Rise, crypto, bank transfer, or Hub Credits where applicable.

Step 8: Verify payment information

Check every detail before submitting.

Step 9: Allow time for review

Approved withdrawals are typically processed within up to three business days, while risk reviews or external payment processing can affect the overall timeline.

Step 10: Track the next eligibility date

If the account scales, remember that the payout timer resets from the scaling date.

The5ers Payouts: Key Facts at a Glance

These are general figures from The5ers’ current public withdrawal information. Individual programs can have additional or different payout conditions.

Summary: What Traders Should Know About The5ers Payouts

The5ers’ payout process is built around a funded-account withdrawal cycle rather than automatic payments.

For the general 2026 withdrawal policy, the first payout becomes available 14 days after funded-account activation, with subsequent withdrawals generally available every two weeks from the last approved withdrawal. The minimum standard profit requirement is $150.

The most important details to remember are:

• ●Payouts begin at the funded stage.
• ●The standard minimum withdrawal threshold is $150.
• ●The first standard payout requires a 14-day waiting period.
• ●Subsequent withdrawals generally follow a two-week cycle.
• ●Scaling resets the 14-day payout timer.
• ●Withdrawals themselves do not stop account scaling.
• ●Open trades must be closed before requesting a payout.
• ●Rise, crypto, and bank transfers carry a stated 3.5% commission.
• ●Hub Credits are non-withdrawable.
• ●Approved withdrawals are typically processed within up to three business days.
• ●Different The5ers programs can have different payout requirements.

For traders considering The5ers, the payout schedule should therefore be evaluated alongside the evaluation structure, drawdown rules, scaling mechanics, profit split, and trading restrictions. A payout policy is useful only when it fits the broader risk-management framework of the account.

The most practical approach is to treat each withdrawal as part of a larger capital-management plan rather than as a reason to increase trading risk.

For more prop firm comparisons, scaling guides, payout explanations, and trader education, explore Prop Firm Insider.