The5ers vs FundingPips (2026): Compare Plans and Deals
Is The5ers or FundingPips better?
As of 2026, neither The5ers nor FundingPips is objectively better for every trader. The5ers offers programs such as Hyper Growth, High Stakes and Bootcamp, with different evaluation and scaling structures. FundingPips offers one-step, two-step and Zero models. Your best fit depends on drawdown rules, payout conditions, trading style and total cost, not the advertised account balance alone.
Compare current deals before buying: Visit Prop Firm Insider's best prop firms and discount codes page to compare The5ers, FundingPips and alternatives including VEST Markets, E8 Perpetuals, FundedNext, FTM and PROPR.
Best current offers
- ●The5ers: Code INSIDER - listed discount: 10% off.
- ●FundingPips: Code INSIDER - listed discount: 10% off.
Offers may change or apply only to eligible products. Check the official site for the current price.
Offer last verified: 29.10.2026
What are The5ers and FundingPips, and how do their account models differ?
The5ers and FundingPips both provide simulated trading programs with rules for evaluation, risk and rewards, but they organise their products differently. The5ers has established programs with different scaling approaches, while FundingPips separates its offerings into one-step, two-step and direct-access models. Compare individual programs rather than treating each brand as one uniform product.
The5ers: Hyper Growth, High Stakes and Bootcamp
The5ers offers multiple ways to pursue a funded trading account.
- ●Hyper Growth: A growth-focused program in which funded account size can increase as targets are achieved. Its current rules describe account growth up to $4 million, subject to program conditions.
- ●High Stakes: A two-step evaluation with defined targets, daily loss limits and maximum loss rules.
- ●Bootcamp: A separate evaluation and scaling structure with its own fees, objectives and conditions.
The5ers' programs differ in starting profit split, account growth, trading limits and payout requirements. Review the rules for the exact program before comparing its price with a FundingPips account.
FundingPips: one-step, two-step and Zero
FundingPips offers several models, including 1 Step Flex, 2 Step Standard, 2 Step Pro, 2 Step Flex and Zero. Zero is a direct-access model rather than a conventional multi-phase evaluation, but it carries specific restrictions, including news-trading and weekend-holding rules.
A direct-access model is not automatically less restrictive than an evaluation. Check daily loss, trailing or static drawdown, open-risk limits, profitable-day requirements and reward eligibility before choosing it.
How do The5ers and FundingPips compare on rules and drawdown?
The main comparison is not simply how much a trader can lose. You need to understand when a loss limit resets, whether drawdown is static or trailing, how open equity is treated and which rules change after passing the evaluation. A percentage that looks generous on a sales page can behave very differently in practice.
Table 1. The5ers vs FundingPips program comparison, as of 2026
| Program | Structure | Key points to check | Best for |
|---|---|---|---|
| The5ers Hyper Growth | Growth-focused program | Profit targets, daily pause, maximum loss, scaling stages and payout conditions | Traders interested in a defined scaling path |
| The5ers High Stakes | Two-step evaluation | Step targets, daily loss, maximum loss, profitable days and news execution rules | Traders who prefer a structured evaluation |
| The5ers Bootcamp | Separate evaluation and scaling model | Entry fee, phase objectives, account growth and reward terms | Traders comparing an alternative evaluation structure |
| FundingPips 1 Step Flex | One-step evaluation | Profit target, daily and overall loss, reward conditions | Traders who prefer one evaluation phase |
| FundingPips 2 Step Standard / Pro / Flex | Two-step evaluation | Phase targets, drawdown, minimum days and reward schedule | Traders who prefer staged qualification |
| FundingPips Zero | Direct access | Trailing loss, open-risk limit, profitable days, news restrictions and weekend rules | Traders who prefer direct access and can follow stricter rules |
Sources: official firm program pages and rulebooks. Product details can change; confirm the selected model before purchase.
Why does static versus trailing drawdown matter?
Static drawdown is generally anchored to a defined balance level, while trailing drawdown moves according to a specified account balance or equity measure. The exact calculation depends on the firm and program.
Before buying, determine whether the limit follows balance or equity, whether floating losses count, when the limit stops trailing and what happens after a payout. These details affect how much room you have to manage open trades.
How do news trading and weekend rules compare?
The5ers permits holding open positions over news, but its published High Stakes rules restrict execution around specified high-impact events. FundingPips has model-specific restrictions: some evaluation models allow holding trades during news, while certain funded stages apply profit deductions. FundingPips Zero prohibits trading within its restricted news window and prohibits weekend holding.
Do not assume a rule from one program applies to every account at the same firm. Confirm the current rules for the exact plan and stage.
How do prices, payouts and discount codes compare?
The fairest price comparison uses the same account size and a similar program type. Entry fees, profit splits, payout timing, refunds and scaling conditions can differ substantially, so the lowest initial fee is not necessarily the lowest total cost over time.
Table 2. Risk and payout rules to compare, as of 2026
| Rule | The5ers | FundingPips |
|---|---|---|
| Daily loss | Depends on program; High Stakes lists a 5% maximum daily loss | Depends on model; published models use different daily limits |
| Overall drawdown | Depends on program and stage | Static or trailing, depending on model |
| Profit target | Depends on program and phase | Depends on one-step, two-step or Zero model |
| News trading | Execution restrictions apply to specified events and programs | Restrictions or profit deductions vary by model and stage |
| Weekend holding | Check the selected program and instrument | Zero prohibits weekend holds; check other models separately |
| Payout eligibility | Depends on funded stage and program rules | Depends on model, reward schedule and compliance |
| Scaling | Available under applicable program rules | Depends on model and current scaling terms |
This is a comparison checklist, not a substitute for the current rulebooks. Read the official terms for the product you intend to purchase.
Which alternatives should you compare?
The5ers and FundingPips are not the only options. The right alternative depends on your market, trading method and preferred account structure.
- ●VEST Markets: Check its current program terms and supported products before comparing its fee or trading restrictions.
- ●E8 Perpetuals: Worth considering if you want to explore perpetual-futures products across supported markets. Review E8's specific Perpetuals rules and platform requirements.
- ●FundedNext: Compare its different evaluation and instant-style options, including targets, drawdown and reward conditions.
- ●FTM: Compare the exact evaluation structure, restrictions and checkout cost before choosing a plan.
- ●PROPR: Its official rulebook describes crypto, equity and commodity perpetuals, with model-specific drawdown and daily loss rules. Confirm fees and payout conditions for the selected evaluation.
Use the same account size where possible, and compare rules before discounts. A 50% coupon is not automatically better value if the product does not fit your trading strategy.
What fine print should you check before buying?
Read the complete rules for the exact program, not just the firm's homepage or a comparison table. Eligibility, instruments, platforms, payout conditions and restricted strategies may vary by account type, evaluation stage and country.
Pre-purchase checklist
- ●Confirm country eligibility. Check whether registration, verification and payouts are available in your location.
- ●Read the drawdown rules. Understand daily limits, maximum loss, trailing calculations and equity-based breaches.
- ●Check the payout conditions. Confirm the minimum profit, payout frequency, profit split and any consistency requirements.
- ●Review restricted trading. Check news trading, weekend holding, copy trading, automated strategies and position-size rules.
- ●Compare the actual price. Apply the code to the intended account and review the checkout total.
- ●Save the rulebook. Keep a dated copy or note of the rules you relied on when purchasing.
Prop firm rules can change. If a third-party review conflicts with the official terms, treat the official rulebook and current checkout as the starting point, and resolve any uncertainty before paying.
Related Read: Are Prop Firms Legit? A 10-Point Checklist to Verify Before You Pay (2026)
Which firm fits your trading style?
Neither The5ers nor FundingPips is a universal winner. Choose based on the program's structure, risk limits and reward conditions, not a brand-wide score or a promotional percentage.
Consider The5ers if:
- ●You want to compare different evaluation and scaling structures.
- ●You value a program with clearly defined account-growth stages.
- ●The rules and instruments of your selected plan suit your strategy.
Consider FundingPips if:
- ●You want to compare one-step, two-step and direct-access models.
- ●You are comfortable reviewing model-specific drawdown and reward rules.
- ●You can follow the news and weekend restrictions that apply to your chosen account.
Compare alternatives if:
You trade perpetual futures, want a different evaluation format or need a specific platform. Review VEST Markets, E8 Perpetuals, FundedNext, FTM and PROPR using the same checklist.
Compare current offers before you commit
Don't choose a prop firm based on the discount alone. Compare account rules, drawdown, payout conditions and total price first. Then check the available code for the specific plan.
Compare The5ers, FundingPips and other prop firms with current discount codes
Key takeaways
- ●Compare The5ers and FundingPips by program, not just by brand.
- ●Understand daily loss, maximum drawdown, news restrictions and payout rules before paying.
- ●Compare the same account size and program type to judge price fairly.
- ●Consider VEST Markets, E8 Perpetuals, FundedNext, FTM and PROPR if their products fit your market and trading style.
- ●Use coupon codes only after confirming that they apply to your selected account.
- ●Prop trading involves risk; no firm or discount guarantees a successful evaluation or payout.
Related guides
- ●The5ers Trustpilot Deep Dive: What 4-Star and 5-Star Reviews Reveal About Payouts in 2026
- ●FundingPips Prime Account Explained: What It Is and Whether You Should Opt In
- ●The5ers Coupon Code October 2026: How to Use the INSIDER Discount and Verify the Current Offer
- ●Evaluation vs Instant Funding Prop Firms 2026
For more prop firm comparisons, scaling guides, and trader education, explore Prop Firm Insider.