FundingPips Rules 2026: Drawdown, Payouts & Code INSIDER
Looking for the FundingPips rules in 2026? FundingPips offers five account models: Zero, 1-Step Flex, 2-Step Standard, 2-Step Pro and 2-Step Flex. Each has different profit targets, loss limits, minimum trading-day requirements and reward options. Choosing the right model means understanding those differences before you pay.
You can also use discount code INSIDER at checkout to check whether a discount is available for your selected account.
Zero provides direct access to a Master account without an evaluation. The 1-Step Flex has one evaluation phase, while the Standard, Pro and Flex challenge accounts have two. The account models differ in daily loss limits, maximum drawdown and reward splits, so always check the rules for your chosen account.
Best Current FundingPips Offer
| Offer detail | Current information |
|---|---|
| Prop firm | FundingPips |
| Available models | Zero, 1-Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex |
| Account sizes | Vary by model; check the live checkout |
| Discount code | INSIDER |
| Prices | $60, $74, $39, $29 and $35 |
| Final price | Confirm after applying INSIDER at checkout |
| Purchase | Official FundingPips website |
How to use code INSIDER
- ●Open FundingPips and choose your preferred account model.
- ●Select the account size and available reward option.
- ●Enter INSIDER in the discount-code field.
- ●Confirm that the checkout total reflects any applicable discount before paying.
- ●Review the rules and terms attached to your selected account.
Prices can vary by account size, model, selected options and promotions. The supplied screenshot does not identify the account size associated with each displayed price, so confirm the price for your exact selection at checkout.
FundingPips Account Types Compared
The first step is to choose an account structure that suits your trading approach. Some traders prefer an evaluation with clear profit targets; others may prefer direct access through Zero.
| Rule | Zero | 1-Step Flex | 2-Step Standard | 2-Step Pro | 2-Step Flex |
|---|---|---|---|---|---|
| Evaluation phases | None | 1 | 2 | 2 | 2 |
| Phase 1 target | — | 12% | 8% | 6% | 10% |
| Phase 2 target | — | — | 5% | 6% | 8% |
| Daily loss limit shown | 3% | 2% or 3% | 3% or 5% | 3% | 4% |
| Maximum overall loss | 5% trailing | 12% static | 10% static | 6% static | 12% static |
| Minimum days shown | 7 profitable days | 0 | 3 days | 0 | 1 day |
| Forex leverage shown | 1:50 | 1:100 | 1:100 | 1:100 | 1:100 |
| Bi-weekly reward split shown | 95% | 80% | 80% | — | Up to 95% |
| Weekly reward split shown | — | — | — | 80% | — |
| On-demand reward split shown | — | 100% | 100% | 100% | 100% |
| Displayed price | $60 | $74 | $39 | $29 | $35 |
Which FundingPips Account Should You Choose?
- ●Zero: Worth considering if you want to skip the evaluation. It has a 5% trailing maximum-loss limit, a 3% daily-loss limit and a 95% bi-weekly reward split in the supplied comparison. Its direct-access structure does not remove the need to manage risk carefully.
- ●1-Step Flex: A one-phase evaluation with a 12% profit target. It may appeal to traders who prefer a single evaluation stage over a two-phase process.
- ●2-Step Standard: Requires an 8% target in Phase 1 and 5% in Phase 2. It has a 10% static maximum-loss limit and three minimum trading days in the supplied comparison.
- ●2-Step Pro: Uses a 6% target in each phase and has a 6% static maximum-loss limit. Its tighter overall loss limit makes risk management particularly important.
- ●2-Step Flex: Requires 10% in Phase 1 and 8% in Phase 2. It has a 12% static maximum-loss limit and a 4% daily-loss limit in the supplied comparison.
Check the live product page before purchasing: account settings, reward options and rules can change.
Unlock Your Exclusive Discount!
Found the account that fits your trading style? Here's an extra reason to take the next step!
Use Promo Code: INSIDER at checkout to unlock your exclusive FundingPips discount!
Whether you're choosing Zero, 1-Step Flex, 2-Step Standard, 2-Step Pro or 2-Step Flex, make sure you enter INSIDER before completing your purchase.
Don't miss out: choose your preferred challenge, apply code INSIDER and check your discounted price today!
FundingPips Drawdown Rules Explained
Drawdown rules define how much you can lose before breaching your account. Understanding the difference between daily loss and maximum overall loss is essential.
1. Daily Loss Limit
The daily loss limit caps how much you can lose within the firm's defined daily measurement period. The limit varies by model and, for some accounts, by the option selected.
For example, the supplied comparison shows:
- ●Zero: 3%
- ●1-Step Flex: 2% or 3%
- ●2-Step Standard: 3% or 5%
- ●2-Step Pro: 3%
- ●2-Step Flex: 4%
Do not assume that every FundingPips account uses the same daily-loss percentage. Check how the limit is calculated, when the daily period resets and whether floating losses affect your available allowance.
2. Maximum Overall Loss
The maximum overall loss is the account's broader loss boundary.
| Model | Maximum loss | Drawdown type |
|---|---|---|
| Zero | 5% | Trailing |
| 1-Step Flex | 12% | Static |
| 2-Step Standard | 10% | Static |
| 2-Step Pro | 6% | Static |
| 2-Step Flex | 12% | Static |
Static drawdown uses a fixed loss boundary under the model's terms. Trailing drawdown follows a defined reference point as your account equity changes, according to the firm's calculation rules.
Zero's trailing limit deserves special attention: profitable trading does not mean you can ignore the moving loss boundary. Monitor your account against the platform's displayed limit.
3. Hard Breaches
A hard breach occurs when an account violates a critical rule or loss limit. Depending on the rule and account type, the result may be account closure or loss of eligibility for a reward.
Never rely on a rough calculation alone. Check your live dashboard and the official terms for the exact breach conditions.
FundingPips Profit Targets and Minimum Trading Days
Evaluation requirements determine what you must achieve before qualifying for a Master account.
| Account model | Phase 1 target | Phase 2 target | Minimum trading days shown |
|---|---|---|---|
| Zero | No evaluation | No evaluation | 7 profitable days on Master |
| 1-Step Flex | 12% | Not applicable | 0 |
| 2-Step Standard | 8% | 5% | 3 days |
| 2-Step Pro | 6% | 6% | 0 |
| 2-Step Flex | 10% | 8% | 1 day |
These are the values shown in your supplied comparison. The firm may specify additional conditions, such as what qualifies as a trading day or a profitable day. A minimum-day requirement is not a recommendation to trade when your strategy has no valid setup.
FundingPips Payouts and Profit Splits
FundingPips offers different reward cycles depending on the account model and selected option.
Based on the supplied screenshot:
- ●Zero: 95% bi-weekly reward split.
- ●1-Step Flex: 80% bi-weekly or 100% on demand.
- ●2-Step Standard: 80% bi-weekly or 100% on demand.
- ●2-Step Pro: 80% weekly or 100% on demand.
- ●2-Step Flex: Up to 95% bi-weekly or 100% on demand.
A 100% on-demand option may sound attractive, but read the conditions attached to that option. Reward eligibility, minimum payout requirements and other restrictions may apply.
Also distinguish the advertised reward split from guaranteed income: passing an evaluation and receiving rewards are not guaranteed.
Related Read: The5ers vs FundingPips 2026: compare plans and deals
FundingPips Prohibited Trading Strategies
FundingPips publishes trading-conduct rules that restrict certain strategies and account practices. Its official policy lists prohibited activity including:
- ●High-frequency trading and server spamming.
- ●Latency arbitrage and server-execution exploits.
- ●Gap trading and tick scalping.
- ●Toxic trading flow.
- ●Hedging and certain long-short or reverse-arbitrage strategies.
- ●Opposite-account trading and churning or burning.
- ●Copying trades between accounts belonging to different users.
- ●Third-party account management.
The firm's policy also sets conditions for Expert Advisors (EAs). Third-party EAs are generally restricted to trade or risk management, while fully automated trading with a personally developed EA may require proof of ownership. Exceptions may apply to specific account types.
Read the complete official FundingPips Trading Conduct and Security Standards before using an EA, copier or automated strategy. Violations can lead to account termination.
News Trading and Weekend Holding
News-trading and weekend-holding permissions can differ between evaluation and Master accounts.
Do not assume that a strategy permitted during an evaluation remains permitted after you qualify. FundingPips' official model documentation outlines account-specific trading conditions, and certain funded accounts may have restrictions around high-impact news or weekend positions.
Before holding a position through a major economic announcement or market close, check the rules for your specific model and reward option. Pay particular attention to exceptions, restricted time windows and whether profits from restricted trading may be deducted.
Does FundingPips allow news trading? Prop firms that allow news trading in 2026
How to Avoid Common FundingPips Rule Violations
A few practical habits can help you reduce avoidable mistakes:
- ●Know your loss limits before opening a trade. Track daily and maximum drawdown separately.
- ●Use a consistent risk plan. Avoid increasing position sizes to recover losses quickly.
- ●Check the correct account rules. Zero, 1-Step Flex and the three two-phase models do not share identical conditions.
- ●Review restrictions before major news. Verify whether your account allows opening, closing or holding positions around high-impact events.
- ●Use EAs and copy trading carefully. Confirm that your exact setup complies with the current policy.
- ●Keep your account activity legitimate and consistent. Do not share account access or use prohibited third-party management.
- ●Save the terms that apply to your purchase. FundingPips states that legacy rules apply to purchases made before September 28, 2026, while newer purchases and resets are subject to updated rules.
Read all about FundingPips' 5 Minute Blackout Window: FundingPips news trading rules explained
Is FundingPips Worth Considering in 2026?
FundingPips offers several account structures, from a direct-access Zero account to one- and two-phase evaluations. The right option depends on your preferred evaluation process, drawdown tolerance and payout preferences.
- ●Choose Zero if direct access matters more to you than completing an evaluation.
- ●Consider 1-Step Flex if you prefer a single evaluation phase.
- ●Compare 2-Step Standard and 2-Step Flex if you want a two-phase challenge with different targets and loss limits.
- ●Consider 2-Step Pro only if its stricter overall loss boundary fits your risk-management approach.
Before paying, compare the complete rules, not just the headline profit target or advertised reward split. Use code INSIDER at checkout and verify the final price before placing your order.
Read about FundingPips' KYC and Account Flagging Issues: FundingPips KYC and account flagging issues
Ready to Choose Your FundingPips Account?
Compare the available models, read the rules and check code INSIDER at checkout.
Your next step is simple: choose an account size that fits your budget, review the loss limits and payout conditions, and make sure you understand the rules before trading. Remember to avail your discount with code INSIDER.
Key Takeaways
- ●FundingPips offers Zero, 1-Step Flex, 2-Step Standard, 2-Step Pro and 2-Step Flex.
- ●Daily loss limits and maximum drawdown differ across models.
- ●Zero has a trailing maximum-loss limit; the other models in the comparison use static maximum-loss limits.
- ●Payout percentages and reward cycles depend on the model and selected option.
- ●Prohibited strategies and account-sharing practices can result in account termination.
- ●Code INSIDER is the supplied discount code from Prop Firms Insider; confirm any discount and the final price at checkout.
Compare FundingPips accounts, review the rules and enter INSIDER at checkout before purchasing.